How Financial Technology Can Discriminate Against People Speaking Minority Dialects: New Evidence From China
Research in the UK has repeatedly found evidence of spotlighting. Bias based on the way a person speaks can affect people in the classroom, the office, and beyond. Our research on dialects and peer-to-peer lending in China shows that such language differences can also affect access to finance. Specifically, borrowers who speak minority dialects receive … Read moreHow Financial Technology Can Discriminate Against People Speaking Minority Dialects: New Evidence From China